Welcome to the world of carding! Today, we’re going to delve deeper into the techniques used by carders to pick the right bins and perform pre-auth transactions. Understanding these methods is crucial for those looking to navigate the complex landscape of carding. Remember, this guide is for educational purposes only, and engaging in such activities is illegal and unethical.
Understanding Carding: The Basics
Carding involves using stolen credit card information to make purchases online. The goal is to exploit vulnerabilities in online payment systems to make unauthorized transactions. Carders typically use stolen credit card numbers, expiration dates, and CVV codes to complete these transactions.
The Importance of Picking the Right Bins
A “bin” refers to the first six digits of a credit card number, which identify the issuing bank and the type of card. Picking the right bin is crucial for successful carding. Here’s how to do it:
Step 1: Research the Bin
Before using a credit card, you need to research the bin. This can be done using various online tools and databases that provide information about the issuing bank and the card type. Some popular tools include:
- BinCheck: A simple online tool that provides information about the issuing bank and the card type.
- CardBin: A comprehensive database of credit card bins, including information about the issuing bank, card type, and security features.
Step 2: Check the Card Type
Once you have the bin information, you need to check the card type. This can be done by looking up the card issuer and checking their website for information about the card type. Some common card types include:
- Visa: A widely accepted credit card that offers various features and benefits.
- MasterCard: Another widely accepted credit card that offers a range of features and benefits.
- American Express: A premium credit card that offers exclusive benefits and perks.
Step 3: Check the Card’s Security Features
Before using a credit card, you need to check its security features. This can be done by looking up the card issuer and checking their website for information about the card’s security features. Some common security features include:
- CVV Code: A three-digit code on the back of the card that is used to verify the cardholder’s identity.
- Chip: A small chip on the card that stores the cardholder’s information and provides an extra layer of security.
- EMV: A technology that enables secure transactions at the point of sale.
Pre-Auth Transactions: A Step-by-Step Guide
Pre-auth transactions are a common technique used by carders to test the validity of a credit card. Here’s how to do it:
Step 1: Choose the Right Merchant
The first step in pre-auth transactions is choosing the right merchant. The goal is to find a merchant that accepts credit card payments and has minimal security measures in place. Some popular merchants for pre-auth transactions include:
- Online Retailers: Websites that sell physical or digital products.
- Subscription Services: Websites that offer recurring payments for services or content.
- Digital Content Providers: Websites that sell digital content such as music, movies, or software.
Step 2: Enter the Card Information
Once you have chosen the merchant, you need to enter the credit card information. This can be done by filling out the payment form on the merchant’s website. Make sure to enter the correct card number, expiration date, and CVV code.
Step 3: Complete the Transaction
After entering the card information, you need to complete the transaction. This can be done by clicking the “Submit” or “Pay” button on the payment form. The goal is to see if the transaction is successful or if the card is declined.
Step 4: Check the Card’s Balance
After completing the pre-auth transaction, you need to check the card’s balance. This can be done by logging into the cardholder’s online banking account or by checking the card’s statement. The goal is to see if the transaction was successful and if the card has sufficient funds.
